Chances are that if you are reading this page, you have significant credit card debt that is no longer sustainable. Perhaps it is the recent result of unemployment, medical bills stemming from a health emergency, or other financial crisis. Maybe you have struggled with credit card debt for years, slowly letting the problem get bigger and bigger. Whatever the case, you know that it is time to seek help and finally take the first step to improve your financial situation.
If this describes your situation and you find yourself with constant anxiety over your looming debt, our firm may be able to help you. Our attorneys practice exclusively in the area of bankruptcy law, and have guided individuals and businesses throughout Illinois through the bankruptcy process to help them turn over a new leaf and plan for a brighter financial future. While it may seem difficult to believe now, your situation can improve by obtaining qualified help, and we encourage you to contact us for a free consultation so that we can determine how best to get you the effective debt relief you no doubt need.
Having serious credit card debt does not make you a bad person. We know that while many people initially look at bankruptcy as a sign of defeat, once they speak with us, they begin to see it as a chance to start anew. We’re not here to lecture you about managing your finances; we’re here to be your guide through the bankruptcy process and give you the tools you need to take control of your financial future.
Joliet Unsecured Debt Lawyers | Helping Individuals Throughout Will And Cook Counties
Personal bankruptcy is the core of our firm’s practice. When you meet with us, we will take a close look at your complete financial picture, which includes your debts, assets and income. Once we have a firm grasp of your situation, we will be able to determine whether Chapter 7 or Chapter 13 bankruptcy will best help you obtain long-term debt relief. While bankruptcy may not be the best option — or an option at all — for certain individuals, we give all our clients every available resource to begin getting out from credit card debt.
An important point to keep in mind about working with a qualified bankruptcy lawyer is that it is an effective way to stop creditor harassment. When you retain our firm’s services, you will be able to notify creditors of your representation, and they will have to begin working with us immediately. If you have reached the point where checking the mail or picking up the phone brings the fear of another creditor’s attempt to reach you, this should come as a welcome relief.
Contact Our Firm Today
Plant the seed today for a fresh start tomorrow by scheduling a free consultation with David P. Lloyd, Ltd., online or by calling 708-937-1264. You will work directly with a La Grange credit card debt lawyer who knows bankruptcy and how it can unearth new potential.
There is no need to hesitate in getting information that addresses your unique needs. We look forward to hearing from you.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.